Get ready to enroll!
Open Enrollment for 2027 benefits is October 26 – November 6, 2026
A focus on you
Open Enrollment is your opportunity to review your benefit options, make changes and choose the coverage that best fits your needs for 2027.
Please read all of the open enrollment communications, study the options, and take advantage of the resources available to you. The decisions you make during your enrollment period will impact you and your family for the next year.
Elections made during Open Enrollment will take effect on January 1, 2027.
Review your current coverage
Think about how you've used your benefits this year. Are your current plans still meeting your needs?
See what's new for 2027 and understand how changes may affect your benefits and costs.
Consider your needs
Consider upcoming doctor visits, prescriptions, procedures, family changes and other expenses you may have in 2027.
If you're considering changing medical plans, check with your doctors and hospitals to make sure they participate in the plan you're considering.
Have your info ready
When you begin enrollment, have the following information available:
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Names, birth dates, and social security numbers of dependents and life insurance beneficiaries
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Required documentation for newly enrolled dependents (see your benefits guide)
How to enroll in benefits
Make your benefit enrollment elections in the AmeriHealth Caritas Benefits Portal, powered by Benefitfocus.
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You can enroll by going to Insight and choosing “AmeriHealth Caritas Benefits Portal” from the menu on the left of your screen or by contacting the AmeriHealth Caritas Benefits Service Center at 855-958-0759, Monday through Friday, 8 a.m. – 8 p.m. ET.
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For more information on enrollment timelines, qualifying life events, and required dependent documentation, refer to your benefits guide.
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You will have access to information, decision tools, videos, and educational information to assist you.
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With the Benefitplace Cost Estimator tool, available in the app, you can compare your health plan options based on a personalized view of what each plan is likely to cost you out of pocket. Providing multiple scenarios — including your previous health care usage, national average usage, and the ability to customize your expected usage — the Cost Estimator helps you make a more informed decision about which health plan you choose to meet your specific needs.
For more information, refer to your benefits guide.
Eligibility
Who is eligible for benefits?
Generally, associates scheduled to work 20 or more hours per week at the time of hire are eligible. Variable, part-time or seasonal employees who average at least 30 hours per week during an initial or standard measurement period may also be eligible.
Dependents
Eligible dependents include:
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Your lawful spouse
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Your domestic partner (must meet requirements)
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Your children, up to age 26 years
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Your mentally or physically disabled child, regardless of age (must be approved by IBX)
Your lawful spouse or domestic partner may be eligible for benefits, including available options such as medical, prescription drug, vision, dental, and spousal optional life coverage.
Dependent children are eligible for benefits through the end of the year in which they turn 26 years of age, including available options such as medical, prescription drug, vision, dental, and optional child life coverage.
For more information, refer to your benefits guide.
