Life/AD&D Benefits
Administered by Unum
Get a portion of your paycheck protected if an illness or injury keeps you out of work — 100% paid for by AmeriHealth Caritas and brought to you by Unum, at no cost to you.
Short-Term Disability (STD)
If you need to be out of work for a short time because of a covered illness, injury, or pregnancy, Short-Term Disability can help by replacing part of your paycheck. It is there to give you financial support while you take the time you need to recover.
For additional information on Short-Term Disability, click here.
Long Term Disability (LTD)
If a covered illness or injury keeps you out of work for a longer period of time, Long-Term Disability can help replace part of your income. It is designed to give you added financial peace of mind and support during a longer recovery.
For additional information on Long-Term Disability, click a flyer below:


